The Home Buying Process

Your journey to homeownership starts here. Below is our step-by-step guide to help you navigate the home buying process with confidence.

  • Initial Interview

    Meet with your real estate agent to discuss your goals, timeline, and preferences. This conversation sets the foundation for your home buying journey.

    Financial Assessment

    • Work with a lender to review your financial situation

    • Understand your borrowing capacity

    • Explore mortgage options and rates

    • Review your credit report

    Pre-Approval

    Obtain a pre-approval letter from your lender, strengthening your position when making offers.

  • House Hunting

    • Define your wants vs. needs

    • Tour properties matching your criteria

    • Research neighborhoods and communities

    • Evaluate property values and market trends

    Making an Offer

    • Write and submit purchase offer

    • Navigate negotiations

    • Submit earnest money deposit upon acceptance

    • Review and sign purchase agreement

  • Due Diligence

    • Schedule home inspection

    • Review title search results

    • Obtain homeowners insurance

    • Complete property appraisal

    Final Steps

    • Secure final loan approval

    • Complete closing documentation

    • Conduct final walkthrough

    • Attend closing/settlement

Need help getting started?

Contact Peggy Wester:

Phone: 262.370.1757
Email: peggy@nextchapterwithpeggy.com

Client Testimonials

  • "Peggy is the most wonderful realtor we have ever worked with! She made selling our home the easiest process we have ever been through. Her communication with all parties involved was very impressive, and her willingness to explain every step was so helpful. Peggy is the best and we love that we got to work with her to sell our home. Such a wonderful experience from beginning to end!"

    - Sara H

  • "Peggy has been a top notch realtor throughout my search for my next home. She helped me to find the perfect home for my needs right away. She has been super professional in helping me to win the offer. But she felt more like a friend working on my behalf. Peggy is a stress-free delight to work with."

    - Ann L

  • "I've worked with Peggy Wester on two occasions. Once buying a home and most recently, selling my home. Peggy is a pleasure to work with. She is patient and personable. She takes time to explain the processes and is very prompt with her responses so you never feel left in the dark. Whether you are looking to buy or sell, I recommend reaching out to Peggy and Next Chapter Real Estate. I am so glad I did... Thank you, Peggy!"

    - Zach Z

  • "Peggy Wester kept a very difficult sale on the right track. Not only representing me the seller but correcting errors the other agent kept making. Through all this she communicated with me to constantly keep me updated. She handled this with kindness and helped keep me stay on an even keel. My wife recommended Peggy because of her knowledge of how to use current technology. My wife had worked in realestate for many years and was always impressed by her knowledge and how she represents her clients. She is more than anyone could ask for, and is now what I consider my life long friend. Don't hesitate and look no further hire Peggy she will make the whole transaction as stress free for you as is possible. I also got 99.5 % of asking price. Her market analysis was right on the money!"

    - Dale G

  • "We are so fortunate to have had the opportunity to work with Peggy and find our dream home. She is very engaged, responsive and empathetic. Peggy is very knowledgeable while being really accessible and willing to answer questions and explain processes. The most import thing for me is being able to trust someone and I 100% trust Peggy- she is so hardworking, kind and really an all-around great person. I highly recommend her."

    - Hannah R

  • " Peggy was absolutely spectacular! We had a very confusing real estate deal which she walked us through and handled for us almost immediately. We couldn't recommend her more! She is very personable, extremely professional, very knowledgeable, and an absolute delight to work with. We will absolutely use Peggy for any real estate transactions in the future - and you should too!"

    - Cassandra S